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Legal Disclaimer

Important Terms and Conditions for monexatrylo Financial Education Services

General Disclaimer

The information, materials, courses, and educational content provided by monexatrylo ("we," "our," or "us") through our website at monexatrylo.com and associated educational platforms are strictly for informational and educational purposes only. This disclaimer governs your use of our website and any related services we provide.

By accessing our website or participating in our educational programs, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. The financial analysis basics materials we provide are designed as educational resources and should not be construed as professional financial, investment, tax, legal, or accounting advice.

We make no representations or warranties regarding the accuracy, completeness, or reliability of any information presented in our educational materials. While we strive to provide current and accurate information as of 2025, financial markets, regulations, and economic conditions change rapidly, and information may become outdated without notice.

Educational Purpose Only

All educational content, including but not limited to courses, tutorials, webinars, written materials, and interactive tools provided by monexatrylo, serves exclusively educational purposes. Our financial analysis basics curriculum is designed to enhance understanding of fundamental concepts in financial analysis and should be viewed as academic learning rather than professional guidance.

Students and website visitors should understand that completing our educational programs does not qualify them to provide professional financial advice to others, nor does it guarantee employment in the financial sector. Our materials are intended to build foundational knowledge that may support further professional development and formal certification processes.

We strongly encourage all students to pursue additional education, professional certifications, and proper licensing before attempting to provide financial services or advice to clients in any professional capacity.

No Professional Advice

monexatrylo and its instructors, employees, contractors, and affiliates are not licensed financial advisors, investment professionals, tax consultants, or legal practitioners unless specifically stated otherwise. Nothing contained in our educational materials should be interpreted as personalized financial, investment, tax, or legal advice tailored to individual circumstances.

Before making any financial decisions, investments, or significant economic choices, you should consult with qualified professionals who are properly licensed and authorized to provide advice in your jurisdiction. This includes, but is not limited to, certified financial planners, licensed investment advisors, tax professionals, and legal counsel as appropriate for your specific situation.

We explicitly disclaim any responsibility for financial decisions made based on information learned through our educational programs. Each individual's financial situation is unique, and what may be appropriate for educational discussion may not be suitable for your personal circumstances.

IMPORTANT NOTICE: monexatrylo provides educational content only and does not offer personalized financial advice. Always consult qualified professionals before making financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, monexatrylo, its directors, officers, employees, contractors, instructors, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website, educational materials, or services.

This limitation of liability applies regardless of the theory of liability, whether based in contract, tort, negligence, strict liability, or otherwise, even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our educational content or services during the twelve months preceding the date of any claim.

Information Accuracy and "As Is" Provision

While we make reasonable efforts to ensure the accuracy and currency of information presented in our educational materials, we provide all content on an "as is" and "as available" basis without warranties of any kind, either express or implied.

We specifically disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our educational content will be uninterrupted, error-free, or completely secure, or that defects will be corrected.

Financial markets, regulations, and analytical methodologies evolve continuously. Information that was accurate at the time of creation may become outdated or superseded by new developments. Users are responsible for verifying current information and should not rely solely on our educational materials for critical decisions.

External Links and Third-Party Content

Our educational materials may contain links to external websites, references to third-party resources, or discussions of external financial institutions and services for educational purposes. These references do not constitute endorsements, recommendations, or guarantees of the accuracy, completeness, or reliability of external content.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. Your interactions with external websites are governed by their respective terms and conditions, and we encourage you to review these carefully.

Any opinions, advice, statements, services, offers, or other information expressed or made available by third parties are those of the respective authors or distributors and not of monexatrylo. We neither endorse nor are responsible for the accuracy or reliability of any opinion, advice, or statement made by third parties.

For questions regarding this disclaimer, please contact us:

monexatrylo Financial Education

5 Victoria St, Wollongong NSW 2500, Australia

Phone: +61416079530

Email: info@monexatrylo.com

Last updated: March 2025